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ARRAYMATIC

ArrayMatic Technologies

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Blockchain-Based Payment Systems×Finance & Fintech

Blockchain-Based Payment Systems for Finance & Fintech

Custom blockchain payment infrastructure — stablecoin payments, cross-border settlement, and crypto checkout — with fiat conversion and compliance controls built in.

Blockchain-Based Payment Systems

Blockchain payment systems use programmable tokens — typically stablecoins — to transfer value on-chain with near-instant settlement, sub-cent transaction costs on Layer 2 networks, and programmable payment logic that traditional payment rails cannot support.

Finance & Fintech

AI and fintech solutions for banking, payments, fraud detection, and wealth management — built to financial-grade reliability and compliance standards.

How we deliver Blockchain-Based Payment Systems

Payments without the intermediary overhead

Cross-border B2B payments via SWIFT take 2–5 days and cost 3–5% in fees. Stablecoin payments on Ethereum L2 or Solana settle in seconds for fractions of a cent. For businesses with high international transaction volume, the economics of blockchain payments are compelling — the challenge is building the infrastructure reliably and compliantly.

We build payment systems around USDC, USDT, and other regulated stablecoins, with fiat on/off ramp integration via Circle, Stripe, and Transak. Payment flows include programmable logic: escrow with milestone release, subscription billing, multi-party payment splitting, and automated royalty distribution — all enforced by smart contracts without manual reconciliation.

Compliance is built into the payment layer. We integrate transaction screening (Chainalysis, Elliptic) for AML checks, jurisdiction-based access controls, and full transaction audit trails. Regulatory reporting exports are standard outputs.

Key capabilities for Finance & Fintech

Stablecoin payment processing (USDC, USDT, EURC)
Cross-border settlement with near-instant finality
Fiat on/off ramp integration (Circle, Stripe, Transak)
Programmable escrow with milestone-based release
Automated multi-party payment splitting
AML screening and transaction monitoring integration
Crypto checkout plugin for e-commerce platforms
Full transaction audit trail and regulatory reporting exports

Technologies we use

Ethereum

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Ready to bring Blockchain-Based Payment Systems to your Finance & Fintech business?

Tell us what you're building. We'll scope it honestly and tell you whether we're the right fit.

Get a free consultationAbout Blockchain-Based Payment Systems